D打白条 issue IOU大额存单 certificate of deposit（CD）

　　大额提现 withdraw deposits in large amounts大面积滑坡 wide-spread decline大一统的银行体制 （all-in-one）mono-bank system呆账（请见“坏账”） bad loans呆账准备金 loan loss reserves（provisions）

　　呆滞贷款 idle loans贷款沉淀 non-performing loans贷款分类 loan classification贷款限额管理 credit control；to impose credit ceiling贷款约束机制 credit disciplinary（constraint）mechanism代理国库 to act as fiscal agent代理金融机构贷款 make loans on behalf of other institutions戴帽贷款 ear-marked loans倒逼机制 reversed transmission of the pressure for easing monetary condition道德风险 moral hazard地区差别 regional disparity第一产业 the primary industry第二产业 the secondary industry第三产业 the service industry；the tertiary industry递延资产 deferrable assets订货不足 insufficient orders定期存款 time deposits定向募集 raising funds from targeted sources东道国（请见“母国”） host country独立核算 independent accounting短期国债 treasury bills对冲操作 sterilization operation；hedging对非金融部门债权 claims on non-financial sector多种所有制形式 diversified ownership